Income tax return for bank loan

sir, for avail bank loan minimum time filing period of IT return?

some bank ask 6 months gap for 2 income tax return. is it correct?
how many IT returns are sufficient to go bank loan sir ?

pls help sir
Replies (2)
Quick Summary
When applying for a bank loan, most lenders require at least two years of filed Income Tax (IT) returns. It's generally not sufficient to file both returns within the same year; a minimum gap of six months between filings is often necessary. While these are common guidelines, specific requirements can vary between banks and financial institutions, so it's advisable to check directly with your chosen lender or an NBFC.

Generally banks give loan based on 2 years income tax returns, if you filed both in the same year then your not eligible for loan.Conditions may change from bank to bank.
Minimum 6 month gap required as per bank rules , please contact any NBFC.

Leave a Reply

Your are not logged in . Please login to post replies

Click here to Login / Register  

Company
14 October 2026
GST & TDS ASSISTANT

AGGARWAL SANJAY & ASSOCIATES

New Delhi

B.Com

View Details
Company
15 October 2026
Senior Accountant

Continental Belting Pvt Ltd

Mumbai

B.Com

View Details
Company
21 October 2026
CA INTER/ BCOM WITH EXPERIENCE

CA S KUMAR GUPTA & CO

Amritsar

CA Inter

View Details
Company
ARTICLESHIP 07 October 2026
Article Trainee/ CMA Trainee

RMA And Associates LLP

New Delhi

CA Inter

View Details
Company
16 October 2026
CA article trainee

Zerdi & Co. Chartered Accountants

Pune

CA Inter

View Details
Company
05 October 2026
Senior Accountant

Vision IT Peripherals Pvt Ltd

Mumbai

B.Com

View Details
Company
Featured ARTICLESHIP 28 October 2026
CA- Inter and Articles

N N V Satish & Co.,

Hyderabad

CA Inter

View Details
Company
23 October 2026
Sr. Accountant

SANKARAN & KRISHNAN

New Delhi

B.Com

View Details