Income declaration problem

Hello Everyone.

I am an Engineering student and i have taken an educational loan from a bank.

Now the bank manager is asking me to submit an income declaration certificate to apply for Interest subsidy.

He wants me to submit a statement from any "Sub divisional Officer".

But the problem is that my father is a worker in a jute mill in kolkata and its not a service.

Our yearly income is less than rs 50000 , so i cannot make an Income Tax file on my father's Name.

But then How can i declare the income of my father ?????

I really do not know anything about Income tax and all , and i have been mulling over this fact for some time.

so i would you people to help me and guide me through..

Thanks in advance. 

Replies (4)

Hi Farhan,

U can file Income tax return of ur father even if its below taxable limit...approach a tax consultant or an auditor to get ur father's return for AY 11-12 filed within mach 31....If Sub divisional office is ready to acccept Income tax return as a proof to giv ua income certificate den go ahead wid dis procedure...

thanx a lot for replying back..i understand that part.but can you please tell me..whoe are these sub divisional officers...i mean where can i find them....they must be recognized by a post right..??

Asst commissioner generally does the work of a sub divisional officer....n generally all these income certificates are given under his seal oly....so find for AC office in ua place n ask them for income certificate by submitting them a income tax return, depending on which dey giv d income certificate..

thanks...for the replies...i was busy with my exams ...so could not get back to this...well i am thinking of finally making the it file for my father,..please guide me through the process... My father works in a jute mill and his annual income is around rs 45000 . The owner is not willing to give the form 16 declaration about the wage as it is a temporary service. Now can i make the it file ..even if the annual income of my father is below the minimum limit also...and secondly...should i call up an agent to make it or can i do it myself... Thanks.

Leave a Reply

Your are not logged in . Please login to post replies

Click here to Login / Register  

Company
ARTICLESHIP 17 August 2026
Article Assistant

K R Kiran Kumar & Associates

Bengaluru

CA Inter

View Details
Company
ARTICLESHIP 24 August 2026
Chartered Accountant Articles

Rohit KC Jain & Co

New Delhi

CA Inter

View Details
Company
18 August 2026
CA Semi Qualifies

Goyanka and Associates

New Delhi

CA Inter

View Details
Company
08 September 2026
Audit Executive

Thammana & Associates

Srikakulam

B.Com

View Details
Company
18 August 2026
Audit Assistant - Remote / Work From Home

CA ANOOP P K & ASSOCIATES

Kozhikode

CA Inter

View Details
Company
17 August 2026
Chartered Accountant with US GAAP Experience

Austin Med Solutions Pvt Ltd

Bengaluru

CA

View Details
Company
ARTICLESHIP 26 August 2026
Article Assistant

ANIVESH CONSULTANTS LLP

Gurgaon

CA Inter

View Details
Company
ARTICLESHIP 01 September 2026
Article Assistant

SGNG & Associates

New Delhi

CA Inter

View Details