How much tax is payable If I withdraw my mutual fund investment amount after 10 years?

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ENTREPRENEUR
300 Points Posted on 22 January 2026

Suppose I have invested Rs.5 lakhs and in mutual funds after 10 year portfolio value is 12 lakh. How much tax do I need to pay?

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On 22 January 2026 at 11:51 Report
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On Rs.5L growing to Rs.12L in equity mutual funds after 10 years, LTCG applies. Gains above Rs.1 lakh are taxed @ 10%, resulting in Rs.62.4K tax. Sec 10(10D) is not applicable to mutual funds.

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Finance & Compliance Consultant | FP
362 Points Posted on 22 January 2026

If your ₹5 lakh becomes ₹12 lakh in an equity mutual fund after 10 years, your total tax will be approximately ₹62.4K only. Equity mutual funds are one of the most tax-efficient long-term investments in India.

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On 22 January 2026 at 12:48
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Profession Business
28246 Points Posted on 26 January 2026

Apply sec 10(10)D 

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On 26 January 2026 at 09:38

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