house loan income with ITR

ITR - 2 should be used if he is paying interest on housing loan as he can claim deduction u/s 24.

Rest he can claim deduction u/s 80C for repayment of housing loan.

HRA exemption can be claimed only when rent is being paid by the assessee.

Since he is residing in his own house and not paying rent, so full HRA will be taxable.

no HRA exemption. he can file ITR 2 and claim deduction. since it is self-occupied, max deductionu/s.24 is Rs.150000/-

ITR 2 only should be used.....Interest will get deducted u/s 24 as loss from House Property(Limit of Rs. 1,50,000)..........................Principal amount will get deducted u/s 80 C (along with LiC and othr investments , Limit is Rs. 1,00,000).................HRA exemption will not be available as he is living in his own house.