Dear sir,
i would like to get health insurance for a family of 3 i am 39 years &my spouse is also of the same age child around 13 years ,but i do not have a clarity to go for an indvidual insurance or a family floater ,secondly do we get both prehospitalisation & pot hospitalisation expenses ,the benefits are same for individual &floater policy ,what is the difference if premium is same for both the type of insurane ,wheter to go with a govt insurer or privatre insurer please advise i, have hear only when there is a claim settlement the problem arises ,the advisors tell one thing when policy holders opts for the insurance ,then during the claim occurs the scenario is away from reality the advisor s are not intoo picture please advise
CAclubindia
