DSCR Format

The formula used for calculating the debt service coverage ratio is:
DSCR = Net Operating Income / Total Debt Service
Generally, the debt service coverage ratio is calculated as -
DSCR = (Annual Net Income + Interest Expense + Amortization&Depreciation + Other discretionary and non-cash items like non contractual provided by the management)/ (Principal Repayment + Interest Payments + Lease Payments)

Lease payments means cash paid for Shop or factory rent

Factory rent and not cash paid for shop

Need more clarification about Lease payment