Claiming medical expenditure for Senior Citizen who has health insurance

539 views 3 replies

Dear Sir, 

Can I claim the medical expenses under 80D of my mother who is a senior citizen and needs some medications for her blood pressure and thyroid, when I have medical insurance for her? The medical insurance is beneficial only in the case when she is hospitalized for 24 hours or more. 

Replies (3)
Yes, If the expenditure is not covered in Health Insurance You can Claim medical expenditure upto 50k
Yes it is applicable .
Condition Status
Mother is senior citizen (≥60 years) ✅ Required
No health insurance policy exists ✅ Mandatory
Medical expenses actually incurred ✅ Required
Expenses paid by you or her ✅ Allowed

If your mother is a senior citizen (60 years or more) and does not have any health insurance policy, you can claim actual medical expenses incurred for her up to ₹50,000 under Section 80D, even if you pay the expenses yourself.

Leave a Reply

Your are not logged in . Please login to post replies

Click here to Login / Register  

Company
05 July 2026
Financial Controller

NovumLake Partners

Mumbai

CA

View Details
Company
ARTICLESHIP 24 June 2026
ARTICLE ASSISTANT

BHUPINDER SHAH AND COMPANY

New Delhi

CA Inter

View Details
Company
ARTICLESHIP 27 June 2026
CA Articled Trainee And Paid Assistant

SKAA & Associates

New Delhi

CA Inter

View Details
Company
14 July 2026
Senior Executive/ Manager

H S SHARMA AND CO

Pune

CA Final

View Details
Company
25 June 2026
AUDIT MANAGER

JDAS & ASSOCIATES

New Delhi

CA

View Details
Company
06 July 2026
Chartered Accountant (Indirect Taxation)

Gowra Ventures Pvt Ltd

Hyderabad

CA

View Details
Company
ARTICLESHIP 10 July 2026
Article Assistant

N S Gokhale & Co

Thane

CA Inter

View Details
Company
22 June 2026
Accountant

Global Image Technologies Private Limited

New Delhi

MBA

View Details