Dear Sir,
Can I claim the medical expenses under 80D of my mother who is a senior citizen and needs some medications for her blood pressure and thyroid, when I have medical insurance for her? The medical insurance is beneficial only in the case when she is hospitalized for 24 hours or more.
| Condition | Status |
|---|---|
| Mother is senior citizen (≥60 years) | ✅ Required |
| No health insurance policy exists | ✅ Mandatory |
| Medical expenses actually incurred | ✅ Required |
| Expenses paid by you or her | ✅ Allowed |
If your mother is a senior citizen (60 years or more) and does not have any health insurance policy, you can claim actual medical expenses incurred for her up to ₹50,000 under Section 80D, even if you pay the expenses yourself.
Gupta Sachdeva & Co. Chartered Accountants
New Delhi
CA Final
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