Car insurance claim received

This discussion explores whether Goods and Services Tax (GST) is applicable when receiving a car insurance claim, particularly when the repair cost exceeds the sum assured. The consensus suggests that GST is indeed applicable on the repair bill, which is then reimbursed by the insurer. While the insurance company doesn't typically issue a separate invoice for the claim payout itself, the original repair invoice would have included GST. It's noted that the insurer covers 75% of the repair cost, with the policyholder responsible for the remaining 25%.