BANK CHARGES CAN I CLAIM GST WITHOUT INVOICE BUT GST 2A IS CAME IN BANK CHARGES ITC

GST paid on bank charges will be eligible for GST input credit. You will require Bank’s GSTIN to claim the credit.But input tax credits can be claimed, subject to the condition that you have updated your GST profile with Bank so that Bank could file these transactions in his GSTR-1.
So in your case you can claim ITC of Bank charges if you have bank gstin.

invoice hard copy needed or not

Yes , as per section 16 CGST Act , The recipient mush have Tax Invoice .

Yes , as per section 16 CGST Act , The recipient mush have Tax Invoice .

Yes, Tax invoice needed to claim the ITC on bank charges.

Department issue a clarification in respect of bank charges that if u provided ur gstn no. to bank and itc is reflected in ur 2A than u can claim itc , there is no need for any separate invoice from bank.

you can eligible if 2A claim amount match with 3B Monthly return, if the invoice is not available