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Bank auditing
I wanted to know that was when, why the inspection charges are debited and which loan account are debited this charges ?How do I audit?kindly tell me.
Replies (4)
Inspection changes are applicable on inspection of shot term / Long term loan account by the Bank itself or Outsource as per provisions .I think Charges are applicable as per the guidelines of Reserve Bank of Bank of India . you have to confirm .
Inspection charges are fixed by RBI as per norms which are deducted by banks on every loan accounts and debited from their accounts. You should verify such charges by asking the bank manager and by checking the banks loan documentation papers and loan directives, guidelines
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