Bank account pre validating on income tax site

As such refund for AY 2018-19, is not withheld for pre-validating bank account.

Chech the bank account details filed in ITR and the account holder's name. Also verify the pan & aadhar being linked to the account.

If everything OK, inquire with customer care.

But this year it takes about 15/20 days for bank credits after intimation.

Well, that is not the case with everyone, but tou may wait for the process to complete, or even follow up with bank authority.

Same issue. Bank account is opened with correct PAN. Now a Days without PAN no bank accounts are opened. But in many cases Pre-validation for Bank account status is showing as "submitted" Neither it rejects nor it Validates. Even Income Tax Department says they have no processing rights for AY 2018-19 and thus only CPC can issue refund and need to submit request through online mode only.

Option I contact bank for any pending KYC issue.

Option II open new account (may be with SBI) and get it prevalidated in a weeks time; thereafter file for refund reissue in new account.