RBI issues Amendment Directions on Maintenance of Cash Credit Accounts, Current Accounts and Overdraft Accounts by Banks

Last updated: 18 December 2025

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This document details the Reserve Bank of India's (RBI) final Amendment Directions concerning the maintenance of various bank accounts, including cash credit, current, and overdraft accounts. Issued on December 11, 2025, these directions incorporate feedback received on draft proposals aimed at rationalising provisions and offering greater flexibility to banks. The amendments apply to commercial banks, small finance banks, payments banks, local area banks, regional rural banks, and cooperative banks. This is a crucial update for financial institutions seeking to understand the latest regulatory framework for these account types.

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RBI issues Amendment Directions on Maintenance of Cash Credit Accounts, Current Accounts and Overdraft Accounts by Banks #pdf

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Submitted by Shree · Posted 18 December 2025 · Other files by Shree · Report

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