RBI Domestic Money Transfer Directions, 2026 – New Regulatory Guidelines

Last updated: 13 November 2026

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The Reserve Bank of India has issued new consolidated guidelines for Domestic Money Transfer (DMT) called the Reserve Bank of India (Domestic Money Transfer) Directions, 2026. These directions aim to harmonise and bring together existing instructions related to DMT. They have been issued under the Payment and Settlement Systems Act, 2007.

RBI/DPSS/2026-27/476
CO.DPSS.POLC.No.S843/02-27-019/2026-2027

November 11, 2026

All Scheduled Commercial Banks, including Regional Rural Banks / Urban Co-operative Banks
/ State Co-operative Banks / District Central Co-operative Banks / Authorised Payment System
Operators and Participants (Banks and Non-banks)

Madam / Dear Sir,

Reserve Bank of India (Domestic Money Transfer) Directions, 2026

With a view to harmonising and consolidating the extant instructions relating to Domestic Money Transfer (DMT), it has been decided to issue the Reserve Bank of India (Domestic Money Transfer) Directions, 2026.

2. These Directions are issued under Section 18 read with Section 10(2) of the Payment and Settlement Systems Act, 2007.

Yours faithfully,

(Sara Rajendra Kumar Neti)
Chief General Manager-in-Charge

Encl.: As above

FAQ :

The Reserve Bank of India has issued the Reserve Bank of India (Domestic Money Transfer) Directions, 2026, which consolidate and harmonise existing instructions for domestic money transfers.

These directions were issued by the Reserve Bank of India (RBI).

The purpose is to harmonise and consolidate the extant instructions relating to Domestic Money Transfer (DMT).

These Directions are issued under Section 18 read with Section 10(2) of the Payment and Settlement Systems Act, 2007.

All Scheduled Commercial Banks, including Regional Rural Banks, Urban Co-operative Banks, State Co-operative Banks, District Central Co-operative Banks, and Authorised Payment System Operators and Participants (both banks and non-banks) need to comply.

Notification No : RBI/DPSS/2026-27/476
Source : https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=13752&Mode=0

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