Whether the loss of goods sustained by the insured, fall within the meaning of burglary as stated in insurance policy


Quick Summary
This case examines whether the loss of goods from a factory constituted 'burglary' under an insurance policy. The insurance company argued it was merely theft, not covered. However, the National Consumer Disputes Redressal Commission found that entry gained by removing a roof sheet involved force, thus fitting the definition of burglary. The company was ordered to pay the value of the stolen goods with interest.

Court :
Apex Court

Brief :
The Apex Court earlier in the case of United India Insurance Co. Ltd. v. Harichand Rai Chandan Lal held that that 'theft from the premises by forceful and violently' would mean entry by use of any force, however slight it may be.

Citation :
Mono Industries vs New India Assurance Co. Ltd.

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