Insurer cannot take stand to escape legal liability that legal heirs of the deceased were not parties to the Claim Petition


Quick Summary
The Jammu & Kashmir High Court has ruled that an insurance company cannot avoid its legal liability by claiming that the deceased's legal heirs were not parties to the claim petition. This decision clarifies that the insurer remains liable even if the owner of the vehicle died in the accident and their legal representatives were not formally joined in the proceedings. The court emphasised that the insurer's liability persists against their estate or the insurer themselves, irrespective of the owner's death after the cause of action arose.

Court :
J&K High Court

Brief :
It appears that deceased Malkiyat Singh, Shanker Singh, Balwant Raj and injured Om Parkash, Anuradha and Sunil Kumar were travelling in an Eco Car bearing No. JK-11-A/4856 from Badkot Uttar Kashi towards Jammu.

Citation :
2023 LIVELAW (JKL) 66

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