Withdraw PF money without UAN

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If an employee does not have a UAN, they will have to fill a PF withdrawal form and submit it to the local PF office. The process of withdrawal from the PF without a UAN can be time-consuming, as the employee will have to fill out a physical form instead of submitting the withdrawal request online.

To withdraw from the PF without a UAN, members will be required to download an Aadhaar-based Composite Claim Form or Non-Aadhaar Composite Claim Form from the Internet. The forms can be obtained from the EPFO (Employees' Provident Fund Organisation) website or the nearest PF office.

After filling out the form, the employee must submit it to the nearest PF office along with the required documents such as a cancelled cheque, a copy of the employee's passbook, and a copy of the employee's PAN card.

Employees can make partial or full withdrawals from their PF account according to their needs. Full withdrawal of EPF can be done after the retirement of the employee or if the employee remains unemployed for more than two months.

If an employee remains unemployed for a month, they can withdraw 75% of their total PF amount from the pension fund. 

Replies (1)

Here’s a clear summary on how to withdraw PF money without UAN:

  1. No UAN?
    You cannot use the online portal for withdrawal. You’ll need to fill out a physical PF withdrawal form.

  2. Forms needed:

    • Download the Aadhaar-based Composite Claim Form or Non-Aadhaar Composite Claim Form from the EPFO website or get it from your local PF office.

  3. Documents to submit along with the form:

    • Cancelled cheque (for bank account verification)

    • Copy of your bank passbook or statement

    • PAN card copy

    • Identity proof (like Aadhaar card)

  4. Submission:

    • Submit the duly filled form and documents to your nearest EPFO office physically.

  5. Withdrawal Rules:

    • Partial withdrawal is allowed as per your need (subject to EPFO guidelines).

    • Full withdrawal is allowed only after retirement or if unemployed for more than 2 months.

    • If unemployed for 1 month, you can withdraw 75% of the pension fund.

  6. Processing time:

    • Since this is a manual process, it may take longer than online requests.


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