Why i am getting refund back?

Please include Interest Income ( on FD ) underthe head income from other sources and then check.

Dev u r nt showing Intt. on FD under income from other sources that why it is refunding tds on income other than salary alongwith its intt. thereon.

Thanks Syed & Varsha,

Now Refund is 0 

But Tax Payable is: 3,200

It means they have included the FD interest under 20% slab. 

But as much I know Bank interest can only be 10% (if PAN is specified) independent of person's income tax slab.

Please le me know if I am wrong.

Your TI after interest income exceeds 5L making you fall in 20% slab. The bankhjas rightly deducted @ 10% under section 194A. Therefore the balance 10% is payable by you alongwith education cess.

Thanks Dipjyoti for the reply,

but what if I don't show my FD interest in ITR 1 form in order to save that extra 10% tax. Will it cause any trouble later ?