What is roc in case of bank loan for a property?

Respected Sir/Madam,

We have submmited our application for Home loan to SBI as individual property buyer. The bank now says get ROC (I believe it stands for Registration of Charges) from an SBI branch in Mumbai.

What is ROC document in case of Home Loan? Could someone explain.

What input documents are needed if any to get it and can it usually be obtained over the counter in a visit to the concerned bank?

Thanks and regards,

Ram

Replies (2)

ROC is as such Registration certificate issued to company by Registrar (again ROC), which will be not be required in case of individual loan applicants. But if the property for which home loan is  applied by Individual, is registered....... the alternative would be receipt of registration certificate of the property as issued by sub-registrar. 

The bank might have issued you general form as applicable to all the categories of applicants, so if it is not applicable in your case.... you may leave it.

You can get more clarification from the helpline number of the bank
 

In real-estate market many developers take construction financial ( CF finance) when any customer apply for home loan that CF finance charge comes in search report because that financial institutions create mortgage charge so that customer require NOC means ROC from CF finance company for creating a mortgage on perticular flat 

Leave a Reply

Your are not logged in . Please login to post replies

Click here to Login / Register  

Company
ARTICLESHIP 21 September 2026
CA Article Assistant

KK & Company Chartered Accountant

Pune

CA Inter

View Details
Company
ARTICLESHIP 15 September 2026
Freelance Taxation Content Writer Intern

Interactive Media Pvt Ltd.

New Delhi

CA Inter

View Details
Company
ARTICLESHIP 16 September 2026
Article Assistant

MANUJ SHARMA AND COMPANY

Noida

CA Inter

View Details
Company
Featured 03 October 2026
Accountant

A P Lodha and Associates

Jalna

B.Com

View Details
Company
07 October 2026
Senior Account Manager

Amplio Invest

Mumbai

M.Com

View Details
Company
08 October 2026
Accounts and Tax Associate

POOJA R TELI & CO

Pune

CA Inter

View Details
Company
ARTICLESHIP 07 October 2026
Article assistant

S.K.Bajpai & Co.

Noida

B.Com

View Details
Company
ARTICLESHIP 07 October 2026
Article Assistant

Malhotra Rajesh & Associates

New Delhi

B.Com

View Details