What is NPA

NPA mean Non Performing Assets

used in banking sector for loan accounts

as per rbi guidline it is presently 90 days earlier it was 1 year

if any person doesnot repays his interest on loan  for period said above whether consecutive months or not

this NPA can be Regularies on payment of unpaid due interest + other fine by borrower

NPA ie; NON PERFORMING ASSETS...are those advances made by banks which remains overdue for a period of 90 days after its due date...ie; neither interest nor principal amount is repaid on these advances.

A classification used by financial institutions that refer to loans that are in jeopardy of default. Once the borrower has failed to make interest or principal payments for 90 days the loan is considered to be a non-performing asset.

NPA  means non performing assets, wich means from whom not any income generated

Non Performing Asset - that is more a liability than a profit to the bank.

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Personal Bankruptcy