TDS payment using Form 26QB when buying property on loan

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Varun C

Engineer

21 Points Joined November 2025

Hi,

I have bought a property on loan recently. Total value of property Rs. 1 cr. Out of this I have paid 10% till now and the rest will be paid by the bank based on stages.

I am expected to pay TDS on this.

Firstly, do I have the option to pay the entire TDS as lumpsum even though I have not paid total cost now?

Secondly, I am buying the property along with another co-buyer in a 50-50 arrangement. While filling the value in the portal, do I have to enter the value as half in the column for amount paid currently & stamp duty? And what about the column for total consideration?

Regards,

Confused

Replies (2)

Aashok Kumar Sharma

Manager - Finance and Accounts

58971 Points Joined June 2010

Field in 26QB	Value to Enter (You as 50% buyer)
Total Consideration	₹50,00,000
Amount Paid Till-Date (first installment)	₹5,00,000
Amount Paid Till-Date (bank installment 1)	₹15,00,000
Amount Paid Till-Date (bank installment 2)	₹15,00,000
Amount Paid Till-Date (bank installment 3)	₹15,00,000
Stamp Duty Value	50% of actual stamp duty