TDS On Rent by bank while paying rent To owner on behalf of its employee(tenant)

Mr X Is an employee of bank and is eligible to get a reimbursement from bank of house rent paid by their employee.
in FY 19-20 Mr X(tenant) has an agreement with Mr Y( owner of the property)to pay rent rs. 21,500 PM.

Bank wants to deduct TDS of Mr y while paying Rent of rs. 21,500

Mr. Y does not want TDS to be deducted.(mutual understanding btw X and Y)

A:

1) Can bank deduct tax(TDS)
2) Who's TDS is to be deducted and by Whom
3)If bank is not eligible to deduct TDS then what remedy is available for Mr. X
4) What tax planning can be done by Mr. X to save TDS
5)What can Mr. x And Mr. y do if TDS is deducted

B : what Can Mr.Y to avoid tds in future, should Mr.Y deny giving house on rent to bank employees to avoid tds in future.