Tds on bank charges or commission

Hi

1. Can anyone tell me whether TDS is applicable in Bank charges charged by Bank in our current account? Bank charges on current account is being charged just for maintaining account with Bank, not for overdraft facility.

2. The commission charged by Bank on receipt of foreign remittance where the Bank works as an collection agent for us. Is TDS applicable in this case?

Please tell me whether any TDS section 194A, 194C, 194H, 194J is applicable for any of the above two. If yes, why or if not, why not? Please provide relavant provision or case law or circular.