My employer is not making NPS contributions and there is no NPS at all in our office. I made personal contributions to NPS on my own for tax saving purposes and my 80C exceeds 1.5 Lakhs due to other investments. Can my personal NPS contributions be included into the section 80CCD (1b)? Please note that the contributions under Section 80CCD(1) will be zero.
CAclubindia
