Tax implications of deposit in cgas

Hi,

Suppose some money was deposited in capital gains account schemes in ay2020-21. Later after period of 2 years i.e ay2022-23 say money is withdrawn then what is tax implications.transfer of asset is long-term with transfer date in ay2020-2021

1- tax at normal rate i.e 20% or 

2- tax at normal rate+ 1% interest for 2years.

Please help.