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Submission of an Income Tax Return for A.Y. 2025-26

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Aditya Ghatge

Self-Employeed Professional

83 Points Posted on 05 September 2025

Dear Sir,

With respect to above mentioned subject line would like to let you know that one of my Client is liable to pay Income Tax on higher notes under New Regime because his Income exceeds threshhold limits of Rs. 7,00,000/- for A.Y. 2025-26. An Individual is a Salaried Employee, request you to kindly let me know how shall I save his Income Tax, I tried with all the deductions applicable under New Tax Regime which he didn't opted till now. Kindly advice.

Warm Regards,

Aditya Ghatge

Replies (2)

Quick Summary

This discussion addresses how to save income tax for a salaried employee whose income exceeds the ₹7,00,000 threshold under the New Tax Regime for AY 2025-26. The advice focuses on utilising the Standard Deduction and National Pension System (NPS) under sections 80CCD(1B & 2) as key tax-saving tools. The primary aim is to reduce taxable income to ₹7L or below to benefit from the rebate under section 87A.

Aashok Kumar Sharma

Finance/Compliance Consultant

77514 Points Posted on 05 September 2025

For A.Y. 2025–26 under New Regime, the main legal tax-saving tools are Standard Deduction + NPS (u/s 80CCD(1B & 2)). The goal should be to keep taxable income at or below ₹7L to claim full rebate u/s 87A.