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Sir, people asked how much amount it file do u have?
Actually its termed for the credit worthiness of any individual, and indicates Capital; but sometimes agents(loan co-ordinater) alternatively use it for Total income declared as per ITR.
Can i used capital amount to declare the value of my file , other wise Total income is comparitively low comparing to total turnover or capital.
Depends upon the place/relation with query. Is it for any loan?
No not actually for loan purpose, a general enquiry made by Bank manager about the value of my IT file . So i m bit confuse which amount to say.Total Income amount is low ,can i say capital amount as a value of my file.
Well, the reason of Bank equiry not known. Generally bank manger do not ask such questions without any particular reason.
As he has asked value of IT file, he means total income as per filed ITR.
Actually Manager is well know to me, in casual discussion ,he just asked me.And same question is being asked by my Elder brother also.
Nothing official, so go with credit worthiness.
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