Should i buy the flat on the name of self or on the nmae of wife or jointly?

Respected Expert, My Self an PSU employee and my Wife is working in private sector (at university). My Salary is approx. 13 Lacs per annum and my wife income is 6 lacs per annum. Following property is with us 1. Raw house 810 Sq. Ft in My Name (had taken home loan of 2020000, starting from OCt-2015) 2. 1200 Sq. Ft one Plot on the name of myself and my brother 3. 800 Sq.ft on the name of my wife 4. 1240 Sq. ft on the name if Wife. Now i am planning to buy a flat which is costing 4400000(44 lacs). My Question is would i buy this flat on the name of self , Wife or jointly. Note:- There is a tentative (less) possibility that after 1 year she may not work. I am planning to take a home loan of 34 lacs for the purchase of 44 lacs flat, My wife is independently getting this loan amount. Please Help/ Suggest Regards AAkash