Rent

Hi experts

I am a NRI, I purchased a house and registered in joint name with my wife.

I am staying away from India and my wife is staying in India, now we are letting our property for rent.

Can I ensure that the rent is getting credited in my NRO account which is being operated in my name or the rent needs to be credited in the joint account of me and my wife.

I am planning to get the rent credited in my NRO account which is not a joint account.

Also my wife is claiming deduction of Interest under house property.

request you to kindly explain what can I do?

Also do I need to file returns.

Thanks