Preventive health check up

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what can be claimed under 80 D in respect of preventive health check up? can I claim lab test related to pregnancy of spouse??
Replies (18)

A medical insurance policy allows you to avail tax deduction under Section 80D of Income Tax Act for any expenses incurred for preventive health check-ups. You can avail Rs. 5,000 for the cost incurred for preventive health check-ups for self, spouse, children or parents.

What kind of tests includes in preventive health check ups
It's related to preventive health check up popularrly called body check ups.

I don't think pregnancy related tests are eligible under preventive health check ups

In my view, all tests related to body checks. Not for any existing or past diseases.

The Income Tax Act does not define medical expenditure. ... Remember medical expenditure on certain specified illnesses are also covered under Section 80DDB. "If you have exhausted the limit under this section, you can claim deduction for the medical expenses under section 80D, provided you satisfy other conditions.

Medical expenses can be claimed under 80D only if the assessee is a senior citizen. pregnancy test doesn't fall under the definition of preventive health checkup
Preventive Health check up means the casual Body-Check up .
Does the assessee needs to be senior citizen to claim medical expenses towards preventive health check up?
What if it is expended to parent who is a senior citizen?
If the parents are senior citizens then the same can be claimed
So such expenses cannot be claimed if related to self/spouse who are not senior citizens?
Yes you are correct ,it can't be claimed
One more doubt... If the senior parents are covered under medical insurance but no expenses have been reimbursed from insurance company.. Then still is there possibility to claim medical expenses and can we claim if it is paid in cash?
No, if covered under mediclaim or paid in cash
@ Ramakrishnan

Sir you wrote --
"" if the parents are senior citizens then the same can be claimed ..""

In so far as preventive health check up upto 5000/- is concerned, I disagree with your views.

Bcoz as per section 80D ....
...any payment made on account of preventive health check-up of the assessee or his family ...

The section does not restrict deduction to only Senior citizens parents.

Please look into and respond .
@ kapadia I haven't replied in respect of claiming expenses towards preventive health check up but in respect of claiming of medical expenses incurred under section 80D


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