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Commercial paper. To help meet their immediate needs for cash, banks and corporations sometimes issue unsecured, short-term debt instruments known as commercial paper.

Commercial paper usually matures within a year and is an important part of what's known as the money market.

It can be a good place for investors -- institutional investors in particular -- to put their cash temporarily. That's because these investments are liquid and essentially risk-free, since they are typically issued by profitable, long-established, and highly regarded corporations.Monies from this type of financing can be used only on current assets (inventories), not on fixed assets, such as a new plant, without SEC involvement.

A Commercial Bill assists you to raise finance through the drawing and discounting of negotiable bank bills. Under this facility Bank agrees to both accept and discount a customer's bills. You can choose from an array of facilities utilising the latest financial market techniques to suit your individual requirements. This is commonly used for medium and long term financing