Payment Platform Compliance for Freelance Income

I'm a freelance web developer receiving payments from international clients and need guidance on choosing between two payment platforms:

Platform Comparison:

Option 1 - Sykdo

PA-CB licensed by RBI
29$ transaction fee (Higher)

Option 2 - InfinityApp

Use JP Morgan's license directly
Uses Vostro route under RBI guidelines
No PA-CB license of their own
0.5% fee

My Questions:

Is it legally safe to receive freelance payments through InfinityApp given they don't have PA-CB licensing but claim JP Morgan backing?
What are the tax implications and documentation requirements for each route?
Will there be any issues with IT department or RBI if I use the Vostro route platform?
What due diligence should I perform before switching from the PA-CB licensed platform?

Additional Context:

I'm a resident individual receiving legitimate freelance income
Want to ensure full compliance with FEMA and income tax regulations

Would really appreciate expert guidance on this. The fee difference is substantial for my business, but I don't want to compromise on regulatory compliance.

Thanks in advance!