Packing credit

Its a kind of working capital loan... but its free from fixed installments .Bank sanctioning your limit on review of Financial & Security value. So simply you can calculate your DP, but Bank to Bank DP limit fluctuates, normally 17 to 20 % of turn over or 60 to 100 % of your security, also they have a another restriction, they cant offer you more then 75% of costing of your estimation.

I think

Drawing Power calculation as   Total Stock -Creditor - Dead stock = New Stock @ 80 %   Given to Amount 

thanks  & regards

Ramanuj