Old or new tax regime

For salary individuals earning Rs. 8,25,000 annually, the choice between the old and new tax regimes depends on your eligible deductions and exemptions. If you can claim benefits like HRA, basic salary components, DA, and utilise tax-saving instruments such as PPF, Mutual Funds, or ELSS, the old tax regime is generally more beneficial. However, if your total exemptions and deductions are less than approximately Rs. 1,43,750, the new tax regime might be the better option.