nidhi rules (urgent)

Requirements for minimum number of members, net owned
fund etc.
(1) Every Nidhi shall, within a period of one year from the
commencement of these rules, ensure that it has–
(a) not less than two hundred members;
(b) Net Owned Funds of ten lakh rupees or more;
(c) unencumbered term deposits of not less than ten per cent of
the outstanding deposits as specified in rule 14; and
(d) ratio of Net Owned Funds to deposits of not more than 1:20

clause (c) is required when there is no outstanding in every end of month for unencumbered term deposits?

please guide me it's urgent because 31 March is closing date.