Medical insurance premium preventive health check ups

Tax planning 693 views 4 replies

Dear All,

I need to know if exps covered on baby fr vaccination during birth & for upto intial 6 months after birth are also included in the below mentioned tax benefit. How much can be the maximum benefit for the same case for Baby & Wife. 

What all documents needs to be kept while claiming the dedn.

Medical Insurance Premium including preventive health checkup up to Rs 5000/(U/s 80D) - Parents not being Senior Citizens       ( Maximum limit Rs 15000)

Regards

Nikhil 

Replies (4)

You can claim a maximum deduction of Rs 30000/- u/s 80D (i.e., Rs 15000/- towards your mediclaim policy including wife and baby & Rs 15000/- Towards parents in case they are not senior citizen) And as you are talking about Rs5000/- for preventive health check up deduction that amount is already included/considered in Rs 15000/- as you can claim for yourself+wife+baby.

And if you have to claim deduction only under preventive health checkup then you can claim maximium 5000/- towards yours+wife+baby+parents.

agree with Ragini

Child immunization is part of preventive care

Dear All,

There is no personal Medical policy for Self or Wife. Its from Company side .

Have paid for Medical Insurance of Parent (app 40K annual )being a senior Citizen & also for vaccination of baby (app 15K in first 3 months).

what about the documents to be kept as evidence ??

Thanks & Regards

Nikhil


CCI Pro

Leave a Reply

Your are not logged in . Please login to post replies

Click here to Login / Register