Medical insurance

There are many good health insurance policies in the market which offer comprehensive coverage and provide a lot of benefits such as auto-doubling of sum insured, no-claim bonus etc. 

Personally, I am covered under Reliance's Healthgain health insurance policy which offers a lot of these features at a cheap rate.

You can go through it at the following link:

https://www.reliancegeneral.co.in/Insurance/Health-Insurance/Health-Gain-Insurance.aspx

Hope this helps. :)

One thing I'd add is that there isn't a single "best" health insurance company for everyone. A policy that's great for one family may not be the right choice for another because the real value depends on factors like waiting periods, room rent limits, claim settlement experience, network hospitals in your city, co-pay clauses, and how well the sum insured matches your family's needs.

Instead of choosing only based on premium or brand name, spend a little time comparing the policy features side by side. It can save a lot of disappointment at the time of a claim.

If you're comparing multiple plans, I found https://BimaScore.com/?INT0082 useful because it helps understand and compare important policy details in one place instead of relying only on marketing brochures. Even if you finally buy directly from an insurer, doing that comparison first makes the decision much more informed.

Health insurance is something you usually appreciate only when you need it, so it's worth choosing carefully rather than just choosing the cheapest option.