Looking for your help to avail it benefits on my housing loa

@ Neil

First of all read the topic in the link at full:

A co-owner, who is not a co-borrower, is not entitled to tax benefits. Similarly, a co-borrower, who is not a co-owner, cannot claim benefits.

Sir ca neil ganatra thanks for answer i want recent judjement for above query answer for my sir satisfaction so give me recent judgement or any notification for above query thanks in advances 

I am looking for the judgement on same as me and vishnupriya want to confirm what is correct. so will definitely post here as soon as I get it.

Yes, you can make an application for home loan after paying some initial amount. You can approach any bank for a housing loan provided your income levels justify the loan amount and you enjoy a good credit history

Advantages

Increased Loan Amount

Increase in Income Tax Benefits

Avoid taking a home loan in joint names if:

You can do with the loan amount available as a single applicant

• The income tax savings by opting for a joint loan is not significantly higher than a single-name loan
• You plan to purchase another house in the future