its urgent about bank audit

hi, cooldown i am replying from a Nationalised bank BOB(i am on audit and that too alone.) . Steps for Bank Audit 1) If it is Co-oprative Bank Than First of All go through it's buy-lows, credit policy, management teem etc. 2) get the list of all advances sanctioned during the concern period of audit. Verify the sanction, documantation etc 3) have a close look at overdue accounts and try to clasify them as NPA or Standared and compare it with npa statement of the bank ( also see the provision for advances)This step is much important from Audit point of view. do this things other i will explain. ....