Interest limit on reconstruction

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hi

i have taken home loan at 2006.. it is self occupied..later on 2010 i took additional loan for reconstruction..interest on HBA is 113000 and second HBA is coming 42000 this FY..

how much tax exemption i can get...

1) 113,000+ 42,000=155,000 ( limited to 150000 for self occupied)=== 150,000/-

or

2) 113,000+42,000 (limited to 30,000/- for reconstruction)====143,000/-

please help me out

Replies (1)

if ur reconstruction mean addition of rooms & floor in that case u can claim rs 150000


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