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Husband or wife, who is more suitable to avail home loan?
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As already given you the notifiaction link in one of your other queries still here's the link I am posting again, please have a look for all the details.
https://rbi.org.in/scriptts/NotificationUser.aspx?Mode=0&Id=9092
Frankly it depends upon whose tax bracket is on lower rate or unutilised, if both are same you may go for any of those two.
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