Hra & home loan benefit can avail at same time

You can claim HRA and home loan benefits both but in this case even if the house owned by you is left vacant you need to pay taxes on the notional income under the head Income from House Property.

Agreed with Pooja.

You can avail the benefit of both HRA and Home loan. But As stated by you, your one house remains vacant and you live in other house on rent and at same place (andheri). This cannot be pratically possible as when you owned your own house than why you live on rent, this is a clear case of tax evasion as you want to reduce your tax liability by claiming both exemptions which will not be allowed by the income tax authorities. So you will not allowed HRA exemption or otherwise you had to pay notional rent.

Thanking you

I Think HRA & Home Loan Benefits both can be claimed.

For further clarification you may refer the following link:-

https://www.simpletaxindia.net/2008/03/hra-and-house-loan-in-same-city-can-be.html

A House Property which is not actually occupied by the owner owing to employment or business/profession carried on at any place [ s.23(2)(b)] will be deemed to be let out if 

he resides in the same place where he owns an house property.

Therefore he can claim HRA benefits and Home Loan deductions, after adding income from the deemed to be let out property.

Yes, you can claim both at same time.