How to take money from parents to re-pay bank loan

Need your expert guidance.

I have a housing loan in the joint name with my wife. I am planning to pay around 10% of outstanding principal to my bank. I will get this money from my father. But not very clear about the tax liabilities if I will take money from my father. I am not sure whether my father should give money to me or my wife and then we have to pay to bank.

Please suggest best approach. How we can take this help from my father without coming into tax net.

Many Thanks