How to claim home loan deduction for previous years when I chose New Regime for 2023-24?

It cannot be claimed now, as you never ever occupied the House Property,

Currently I have occupied it, i need to know whether technically it is possible to claim it?

Yes, in five equal installments.

As i have opted for the new tax regime in 2023-24, how can i claim it? Thanks

If the property is self occupied, you can claim the home loan interest benefit only if you opt for Old Tax regime.

Under new tax regime you cannot claim it.

Thanks. Can i claim for the previous years in which i had opted for the old tax regime ?

No. The pre-occupational interest paid can only be claimed in five equal installments from the year HP being occupied; that too under Old tax regime.

So if need to claim in the future, what should i do? Should i shift to previous regime, then i claim?

If i need to claim tax deduction for the previous years, where i was in the old tax regime, How to claim it?

As you have got the possession, opt for old regime from this year, and start claiming interest; current year interest and preoccupation 20%, max upto 2 lakhs u/s. 24(b) IT act.

Thank You. So even if i have closed the home loan in April 24, is it possible for me to claim interest benefit for the next 5 years, if i opt for old tax benefit?

When the home loan is closed how can you get interest certificate?

Without interest certificate you cannot claim any rebate.

I mean the pre construction interest before the Occupation Certificate was received?

Yes, that you can, if you have maintained certificates.