Home loan interest under 24(b)

Raj Reddy (Self) (5 Points)

05 March 2023  

Hi,

 

I took a home loan of 20L in the month of Dec 2022. My monthly EMI is Rs.20285. I had paid four EMIs as of now. In the tax statement the total interest paid is shown as Rs. 59435. March EMI is not yet paid.

While filing the ITR, can I claim the total 2Lakhs under section 24(b) or I can only claim the actual amount paid as per the IT statement from the bank?

Thanks