Health Insurance Scheme for Members of ICAI with the New India Assurance Company Ltd.

I have entered the necessary particulars along with the verification code. The system says PROCESSING but this continues on without going further into the next stage.

I am not able to continue the process of giving details for the next stage

Why is this happening?

On several occasions, there was abrupt power trip which resulted in my system shutting down abruptly. I had to resubmit the entire particulars afresh.

Why is this happening?

Not able to complete the process of finishing the details.

S. PADMANABHAN

MEMBERSHIP NO. 051442

No body picking up the phones 30110497 & 30110460 ?

Satish Tandon

M.No: 080728

What are the additional benefits of taking Mediclaim policy from New India Assurance, in comparison to other policy in private sector mediclaim policy, in case of renewal.

Regards,

Abhishek

M.N. 507105

Is maternity benefit applicable for the policy holders 

Is this benefit also available to CA in Service/job ?

No. As the policy does not cover maternity expenses. 

Yes. This service is available to all ca holding membership no. Imo. 

Login through icai member link at quick link

I am a member and 69 years old.  Unable to purchase health insurance policy since it states that it is available for aged upto 65 only  What is the option of beyond 65 years old members Please clarify

I noticed that the premium have incrased ths year 2025 from 54,000/ to 98,000 for floater policy for me and my wife. I am 67 +.

1. Can any one share telephone number i can get clarification from  The one in portal are switced off for last few days.
 2. Have any noticed similar increase in same age group / policy

Thanks - Kanchan 
084291

The group policy is definitely worth considering because it usually offers better pricing than buying an individual policy, but I think members should still read the policy wording carefully before enrolling. Things like waiting periods, room rent limits, sub-limits, exclusions, restoration benefits, and claim settlement processes can make a big difference when you actually need to use the insurance.

One thing I've found helpful is comparing the policy's features instead of focusing only on the premium. A simple comparison can highlight gaps that aren't obvious at first glance. I recently came across https://BimaScore.com/?INT0091, which explains health insurance features in plain language and makes it easier to understand what you're actually getting from a policy. It's useful as a reference before making a decision, regardless of which insurer or scheme you finally choose.

Health insurance is something we usually appreciate only when a claim arises, so spending a little extra time understanding the coverage upfront is always worthwhile.

One thing people often overlook with group health insurance schemes is that the premium is only one part of the decision. Before opting in, it's worth checking a few practical points:

- Whether there are room rent limits or sub-limits.
- Waiting periods for pre-existing diseases.
- Co-pay clauses, especially for senior members.
- Whether the sum insured is adequate for your city.
- How renewals or continuation work if you stop being eligible under the group scheme.

A scheme offered through a professional body can definitely be useful, but it's still important to understand what is actually covered instead of assuming every policy is the same.

I recently came across https://BimaScore.com/?INT0091, which explains common health insurance terms in plain language and makes it easier to compare coverage without all the insurance jargon. I found it helpful as a learning resource before looking at different plans.

The more we understand the policy wording before buying, the fewer surprises there are at the time of a claim.