Fixed deposits

 Principal and Interest should be shown seperately.

Principal: Balance as per last a/c

                  Addition during the year

                  Maturity During the year

                  Closing Balance

Interest Accrued:

                  Balance as per last a/c

                  Add Interest accrued during the year

                  Less Ad for Maturities

                  Closing Balance

Above details should be supported by proper schedule.

Schedule should be made in the following manner:

FDR No., FDR Date,  Principal Value, Dt of Maturity, Interest uptolast a/c, Int for the year, TDS deducted, Matured dr the yr, Closing Bal  

Fixed deposits are a great way to earn more interest on your savings than regular savings account. FD's have other benefits besides providing higher interest rates.