What will be do the EDLI portion of PF?
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EDLI – Employees Deposit Linked Insurance Scheme
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The EDLI portion of the PF is an employer-funded life insurance premium (0.5% of basic salary, capped at ₹75/month). It does not accumulate cash value and cannot be withdrawn upon retirement or resignation; it is solely used to provide a life insurance payout of ₹2.5 Lakhs to ₹7 Lakhs to your nominees in the event of your death while in service.
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