Personalized cheques issued by  Bank's since April 2012 are CTS 2010 standard. The words CTS INDIA will be visible when the cheque is held against light. Customers in possession of non-CTS 2010 cheques should visit their respective branch and request for personalized cheque book before 24^th Mar 2013. The cheque book will be delivered to the customer/branch in a week's time. Incase of "non-CTS 2010 EMI cheques", the same should be replaced with CTS 2010 cheques. If possible, customers should convert EMI cheques to ECS mode.