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Star Juddy 17 December 2018
The decision would be taken on the opinion of bank after checking the client as I know. And if you have some problems with credit scores or credit history you would be able to get refusal. I know that many banks use chexsystems. But here is an updated list https://checkgain.com/non-chexsystems-banks/ which don't use this checking and the oportunity of refusal is decreased.