Credit Card EMIs for 80C ?

This discussion clarifies whether Credit Card EMIs can be used for tax deductions under Section 80C. The consensus is that the mode of payment, whether by EMI, cheque, or cash, is irrelevant. What matters is the nature of the expense itself. If the purchase or service is an eligible item under 80C, such as insurance premiums or tuition fees, then paying for it via Credit Card EMI will qualify for the deduction.